Beyond QuickBooks Cash Flow Planner

QuickBooks tells you where cash is going. The Sprint tells you what to do about it.

QuickBooks Online's Cash Flow Planner generates a projected cash balance based on your existing invoices, bills, and historical patterns. It's a useful dashboard. But it doesn't model scenarios, doesn't cover 13 weeks operationally, and can't answer your most important questions about payroll, hiring, and risk.

Request the Cashflow Sprint See how it works

13-week cash map
3 what-if scenarios: late client, new hire, revenue drop
72-hour delivery — pay nothing if it's late
5-min weekly update — yours to run

What QuickBooks Cash Flow Planner does well

QuickBooks Cash Flow Planner shows a projected cash balance over the next 90 days, with the ability to add manual entries for expected income and expenses. It's included in QuickBooks Online at no extra cost and provides a reasonable overview of short-term cash position.

QB's planner is optimistic by default

It assumes invoices are paid on time based on your stated payment terms. If your clients consistently pay late, the projection is systematically wrong — and the Sprint reflects that reality.

No scenario modeling for real business decisions

The QB planner shows one line. The Sprint shows three: base case, conservative, and your specific risk scenario — so decisions like hiring or delaying a project are evaluated in context.

Weekly operating view vs. monthly dashboard

The Sprint produces a week-by-week model, not a monthly summary. That granularity matters when payroll is every two weeks and client payments arrive unpredictably.

QuickBooks Cash Flow Planner vs. the Spark Cashflow Sprint

	QuickBooks Cash Flow Planner	Spark Cashflow Sprint
Forecast granularity	Monthly summary	Week by week
Payment timing assumptions	Based on stated terms	Based on your actual history
Scenario modeling	None	3 scenarios included
Payroll coverage check	Not explicit	Core feature
Weekly cadence process	None	Included — keeps the model current
Hiring / growth analysis	Not supported	Core use case
Cost	Included in QuickBooks	$750 one-time

Free Assessment — No Email Required

How clear is your cash picture?

5 questions. 60 seconds. Get a personalized cash flow readiness score and your top risk areas — generated from your answers, not a generic template.

72-hour delivery guarantee. If your 13-week cash map isn't complete and working within 72 hours of submitting your inputs, you pay nothing.

Request The Sprint

Tell us where cash visibility is breaking down

Submit the basics and Spark Cashflow will review fit for the fixed-scope Sprint offer. Delivery stays manual for now. Intake does not.