13-Week Cash Flow Forecast

The 13-week forecast is the standard. Here's how to get one without a CFO.

The 13-week cash flow forecast is the tool that CFOs, turnaround specialists, and savvy operators use to run a business on cash — not on hope. The Sprint builds yours in 72 hours from your existing accounting data, no CFO required.

  • 13-week cash map
  • 3 what-if scenarios: late invoice, client pause, new hire
  • 72-hour delivery — pay nothing if it's late
  • 5-min weekly update — yours to run

Your accounting software wasn't built for this

QuickBooks and Xero are exceptional books-of-record. They're not built to model what happens to your cash position if two clients pay late and you hire a contractor next month.

Spreadsheet forecasts break immediately and stay broken

Most DIY cash flow spreadsheets work for a week, then formulas go stale, assumptions change, and nobody maintains them. The Sprint delivers a model with a maintenance process built in.

You need scenarios, not a single line

A 13-week forecast that only models one outcome is a false sense of security. The Sprint includes three scenarios — base, conservative, and a specific risk scenario — so you can see the range.

Best fit

Any small service business with 3–50 employees, using QuickBooks Online or Xero, that has made decisions on incomplete cash visibility in the last 90 days.

Free Assessment — No Email Required

How clear is your cash picture?

5 questions. 60 seconds. Get a personalized cash flow readiness score and your top risk areas — generated from your answers, not a generic template.

72-hour delivery guarantee. If your 13-week cash map isn't complete and working within 72 hours of submitting your inputs, you pay nothing.

Request The Sprint

Tell us where cash visibility is breaking down

Submit the basics and Spark Cashflow will review fit for the fixed-scope Sprint offer. Delivery stays manual for now. Intake does not.

By submitting, you agree to our Privacy Policy. Your financial data is never shared or used for AI training.

We will review fit and follow up at hello@sparkcashflow.com.

Why 13 weeks specifically?

13 weeks is the standard operating horizon used by financial professionals — long enough to see hiring and major expense decisions, short enough that the assumptions stay accurate.

How often do we update it after delivery?

The Sprint includes a weekly update cadence recommendation and a handoff video so your team can maintain the model with minimal effort.